Empower: Instant Cash Advance

Need extra cash to make it to your next paycheck? Empower’s got your back. Get up to $250 instantly*. Say goodbye to overdraft fees and stressing about money. No credit score or security deposit to qualify. Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.

Get Instant Cash Up to $250*

Tight on cash and tired of asking friends to cover you? Empower will float you up to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck. Empower Cash Advance is NOT a personal loan: no mandatory minimum or maximum repayment timeframe, and no interest (0% APR). For example, if you accept a $50 instant Cash Advance to your external account for a $3 instant delivery fee, then your total repayment amount will be $53.

Stay Tuned for Empower Thrive (Coming Soon)^

Get the money you need. Build the credit you want. Empower Thrive provided by FinWise Bank, Member FDIC. The Empower Thrive line of credit is subject to credit approval. Access requires Empower membership of $8 per month.

Put Away Money for Bills with Automatic Savings

Avoid spending the money you need for bills by putting it away with AutoSave. With AutoSave you decide how much to save and when. Once your bill is due, withdraw the money from your AutoSave account and pay your bill on time.

Get Your Paycheck Up to 2 Days Faster†

Wish your paycheck came sooner? Wish no more. With the Empower Card account, you can get paid up to 2 days earlier than with most banks.

Get Up to 10% Cashback†

Perks of a credit card but with a debit card. With the Empower Card, save money on the places where you shop already, like restaurants, grocery stores, gas stations, and more.

Budget Better

Take control of your finances by monitoring your purchases against weekly or monthly limits by category. We’ll send you 24/7 alerts to coach you on how to do better.

Get Fast Service

We’ve got our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. (We’ve got email too if that’s more your jam.) Empower charges an auto-recurring monthly subscription fee of $8 (a) after the 14-day free trial concludes for first-time customers, and (b) immediately for customers returning for a second or subsequent subscription. Cancel anytime.

Empower: Instant Cash Advance is the perfect solution for those times when you need a little extra cash to make it to your next paycheck. Get up to $250 instantly*, with no interest, no late fees, and no credit checks. Plus, stay tuned for Empower Thrive (coming soon)^, put away money for bills with Automatic Savings, get your paycheck up to 2 days faster†, get up to 10% cashback†, and budget better. Get fast service with our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. Download Empower: Instant Cash Advance today and get the money you need when you need it most.